New Certified in the Claude Partner Network

Ship & Modernise Your Fintech in Weeks Scale Without Surprises

Your AI-Native Partner for Dev, Ops & Scale. No Handoffs.

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Trusted by high-growth fintechs
Accelovate
Paymentology
Crunch
Ribbon GI
Kani
88 EU
Osper
Paci
Prosper
Dialect
Accelovate
Paymentology
Crunch
Ribbon GI
Kani
88 EU
Osper
Paci
Prosper
Dialect

Compliance-Ready
Fintech Systems

GDPR ISO 27001 Great Place to Work PCI Claude Certified Services Partner

AI-Driven Fintech Services Stack

End-to-end AI-powered engineering, governance, and operational services for secure, scalable fintech platforms.

Core Build

AI Accelerated Fintech Engineering

  • AI Agent Swarm Powered Legacy App
  • AI-Led Fintech Engineering
  • AI Strategy & Implementation
  • Agentic AI & Automation
  • New Product and Platform
  • Business Intelligence & Advanced Analytics
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AI Accelerated Fintech Engineering
Core Govern

AI Governance

  • AI Risk Classification Impact Assessment
  • Model Privacy & Data Protection Controls
  • Model Policy & Governance Framework
  • Regulatory Alignment (GDPR, DPA, EU AI Act)
  • Human In The Loop (HITL) Controls
  • Shadow AI Detection & Risk Management
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AI Governance
Core Operate

Intelligent Operations

  • 24/7 Transaction Monitoring
  • Event Correlation & Fraud Detection Workflows
  • Dispute & Chargeback Scoped Handling
  • Exceptions, Reconciliations & Escalations
  • Reporting, Reconciliation & Audit Pipelines
  • Operational Dashboards & Playbooks
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Intelligent Operations
Core Modernise

AI-Led Legacy Modernisation

  • Legacy Code & UI Logic Extraction
  • System Decomposition & Workflow Mapping
  • Structured Code Refactoring
  • Multi-Agent Validation & Testing Framework
  • Cloud Readiness & Platform Modernisation
  • Production Rollout & Cutover Support
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AI-Led Legacy Modernisation

Why Fintechs Choose Panasa

What sets us apart in the fintech development landscape.

Payment experts, not generalists

Payment experts, not generalists

20+ years building card platforms, not generic software. We speak authorization flows, 3DS, and scheme integrations fluently.

Proven at Scale

Proven at Scale

Supporting platforms processing 10M+ transactions monthly. We've been there, scaled that.

Full-stack team

Full-stack team

From strategy to 24/7 ops — no vendor juggling needed. One team, end-to-end ownership.

Compliance-first approach

Compliance-first approach

ISO 27001 certified, PCI-DSS aligned, GDPR compliant. Built-in audit readiness from day one.

Proven Results for Leading Platforms

Real outcomes from real projects with issuer processors and neobanks

CASE STUDY

Implementing Open Banking for a Youth Banking Platform

26 May 2025•20 Mins Read
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Implementing Open Banking for a Youth Banking Platform
CASE STUDY

Building a Flexible Card Issuance and Management Platform for a Global Issuer Processor

15 May 2026•18 Mins Read
Read Full Case Study
Building a Flexible Card Issuance and Management Platform for a Global Issuer Processor
CASE STUDY

Implementing 3D Secure Authentication for a Global Issuer Processor

15 May 2026•16 Mins Read
Read Full Case Study
Implementing 3D Secure Authentication for a Global Issuer Processor
CASE STUDY

Building the Operations Backbone of a Global Issuer Processor

15 May 2026•15 Mins Read
Read Full Case Study
Building the Operations Backbone of a Global Issuer Processor

Payments Knowledge Hub

From card platform lifecycle to AI governance, practical insights across payments, compliance and engineering, all in one place.

Anatomy of a Swipe: What Really Happens When You Tap Your Card
BLOG

Anatomy of a Swipe: What Really Happens When You Tap Your Card

16 APR 2026
Read More
The Complete Guide to Interchange Fees
GUIDE

The Complete Guide to Interchange Fees

21 APR 2026
Read More
The Lifecycle of a Payment: From Tap to Everything That Follows
INSIGHT

The Lifecycle of a Payment: From Tap to Everything That Follows

17 APR 2026
Read More
Explore Resources

Trusted by Fintech Leaders

Feedback from fintech partners delivering secure, scalable, compliant card platforms.

With it now being commonplace for most UK developers to work remotely, we've found transitioning assignments to Panasa a breeze. They're extremely conscientious, have built in guardrails for governance and pros at what they do.
Anil Nair Co-founder
Panasa has been a great asset in developing our payment solutions, acting as a true extension of our team while enabling scale and continuous support. We highly recommend their fintech development services.
Giovanni Santini Chief Executive Officer
We assigned payment platform integration work to Panasa, and they delivered to our utmost satisfaction. We wish Panasa Tech all the best for their future endeavors.
Aaron Holmes Chief Executive Officer
Panasa allows us to focus on growing our brands. With their FinTech expertise, dedication, ability to scale, and meticulous attention to detail, we're able to position ourselves as one of the most cutting-edge groups in payment solutions.
Tom Bishop Chief Commercial Officer

Frequently AskedQuestions

Everything you need to know about Panasa. From capabilities to how we deliver results.

Panasa provides end-to-end engineering, infrastructure and operational support. We help design, build, scale, and run secure financial platforms reliably.

We work with issuer processors, neobanks, payment service providers and embedded-finance platforms — from newly funded startups to established players operating at scale across the UK, EU and APAC.

Yes. We are ISO 27001 certified, PCI-DSS aligned and GDPR compliant, with built-in audit readiness, AI governance controls and security baked into every platform we build and operate.

Absolutely. We support platforms processing tens of millions of transactions monthly, with the engineering, 24/7 operations and observability needed to scale reliably without surprises.

We are payment specialists, not generalists. With 20+ years building card platforms, a full-stack team and end-to-end ownership from strategy to 24/7 ops, we act as a true extension of your team rather than a one-off vendor.